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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Anchorage, Eagle River and Peters Creek real estate agents to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...

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School Reports in Anchorage, Eagle River and Peters Creek, Alaska

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Alaska Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

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Buying Land and New Construction >The Zoning Variance

When you are selecting land on which to build your new home, be certain to investigate the zoning for that particular area. You might fall in love with rural acreage that just happens to be zoned for agricultural or recreational purposes. Since zoning uses are not interchangeable, you would need to apply for a variance in order to build a single-family residential dwelling on the land. This can be a challenging process!

Getting approval to have the zoning changed on property requires that you first give public notice, and then request approval for a variance from the government agencies that supervise enforcement of the zoning plan. You might encounter resistance from neighbors or various local interest groups who oppose the zoning changes that would allow you to build your dream home. Your local planning department can tell you how a particular property is zoned and explain what you need to do to get a variance. Your real estate agent may be able to refer you to a local land use attorney who can guide you through the process.

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Q	What document must lenders provide within three days of receiving your application for financing?
A	The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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Craig Lightle & Team, Broker, real estate agents and broker for Anchorage, Eagle River and Peters Creek, Alaska home listings, property and land for sale - NUMBER1EXPERT(tm)

Craig Lightle & Team
Premier Properties LLC
400 West Benson Blvd. #201
Anchorage, AK 99503
Local: 907-929-7806
Fax: 907-868-9068
Toll Free: 877-868-9700
craiglightle@NUMBER1EXPERT.com
Real estate expertise and over a decade in the real estate field make Craig Lightle a highly sought-after professional. "With the confidence of having over 80% of my business coming from repeat clients and their referrals, I am confident that I will make you my next client for life."

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